The Happy Thought Thread Part 4

[MadGamer]

I have just purchased a new Sky Box, with a bigger hard drive, so I can store more recordings yay

[Uncle Peter]

Yes! the Kurzweil PC3x OS V2.0 has just been relesed.

"The PC3's synthesis engine has undergone a few notable enhancements. Several new V.A.S.T. DSP oscillators have been added along with the ability to edit both keymaps and samples in ROM, opening up even more sonic possibilities than ever before. "

grrreat

[budwieser]

Originally Posted by iFrankie

Best day ever, seeing my niece move and eat by herself made me nearly cry.

Very overwhelmed.

Very nice iFrankie, She`ll change your life forever, Don`t forget to take plenty of pics and videos of her.

[wwe]

hows ever 1 boxing day going?

well good....

[iFrankie]

Never seen so many Wagon Wheels in all my life.

26122010017.jpg

Wagon Wheel anyone?

[Stuart]

For a while now, my Apple Time Capsule has been difficult to access via SMB (the standard Windows File Sharing protocol). I always suspected it was something introduced by Apple, as not only did SMB work with Windows before the previous TC firmware version, but SMB worked with OSX. In fact, it never stopped working on OSX.

Anyhow, I fired up my Mac and it picked up an upgrade for OSX's built in Airport software Downloaded, installed and ran this. It picked up a new firmware version for my TC.

Although the SMB problem wasn't listed as one of the fixes, my PC is currently moving many gigabytes of data to the TC, and has been doing so for 30 minutes without a failure.

[peanut]

Originally Posted by wwe

hows ever 1 boxing day going?

Been in bed for most it. Up and about now, hopefully last out.

[Cobbydaler]

Originally Posted by superbiatch

On the CAB website, it states you should keep in touch with your creditors and I'm just not up to facing them at the moment and my appt with CAB isn't until 4th January. Do you think its a good idea to send them a letter explaining I'm suffering financial hardship and I have a meeting with CAB to discuss payment options? I suppose it might bide me some time...

That sounds like an excellent idea, definitely go with it...

My happy thought, just come back from the Lakes after a fantastic Xmas weekend break. Never seen so many frozen over; Bassenthwaite Lake, Thirlmere, Grasmere, Rydal Water.

In fact the only one we drove past which wasn't was Coniston.

Stayed at the Castle Inn Hotel near Basenthwaite:

http://www.castleinncumbria.co.uk/

Highly recommended, food & staff were excellent.

Might post some pictures in the snappers thread later...

bare in mind even if the worst happens and you end up with bad credit marks they are only there for 6 years.Even CCJ's are off after 6 years. I had a credit card debt I just could not pay and all I could pay was the interest every month so I simply stopped paying. A few months down the line ( about 200 quid interest was added) the debt was frozen and passed along to the banks debt collectors. I made an arrangement to pay back the debt over 5 years no more interest 6 years where I could not get in any trouble credit wise and now its paid off and my credit rating is clean

obviously you need to pay your mortgage and prioritise the rest imo. Some companies ime do not even pass on the info to the credit refference agencies

get a free report from experion see what is recorded ( sign up for free month then cancel)

[superbiatch]

Originally Posted by ooogemaflop

bare in mind even if the worst happens and you end up with bad credit marks they are only there for 6 years.Even CCJ's are off after 6 years. I had a credit card debt I just could not pay and all I could pay was the interest every month so I simply stopped paying. A few months down the line ( about 200 quid interest was added) the debt was frozen and passed along to the banks debt collectors. I made an arrangement to pay back the debt over 5 years no more interest 6 years where I could not get in any trouble credit wise and now its paid off and my credit rating is clean

obviously you need to pay your mortgage and prioritise the rest imo. Some companies ime do not even pass on the info to the credit refference agencies

get a free report from experion see what is recorded ( sign up for free month then cancel)

Thanks for that, the mortgage and other 'essentials' are set up on my new bank account and will be paid as normal. The only things I'm not paying this month are loan, overdraft and credit cards. Would the 6 years start from when an agreed payment plan is put in place?

the 6 years start from the date a default or none payment is issued and placed on the credit report

However if the payment passes like mine did to a different company a new report will be made. Also if anything does end up with a debt collection agency make sure they have proof they have rights to chase the debt

I had a HFC debt which they reported but the debt collection agency ( zinc recoveries in the end) never put their own in and I only paid some of it.

[superbiatch]

Originally Posted by ooogemaflop

the 6 years start from the date a default or none payment is issued and placed on the credit report

However if the payment passes like mine did to a different company a new report will be made. Also if anything does end up with a debt collection agency make sure they have proof they have rights to chase the debt

I had a HFC debt which they reported but the debt collection agency ( zinc recoveries in the end) never put their own in and I only paid some of it.

I'm really not looking forward to going home - not been there for weeks but got to face the letters sooner or later. Thanks for your help

My niece was delivered of a baby daughter, today - Mrs Gaz is significantly pleased to have become a 'Great Aunt'

[Cobbydaler]

Originally Posted by gazfan

My niece was delivered of a baby daughter, today - Mrs Gaz is significantly pleased to have become a 'Great Aunt'

Pleased for you both!

As for Mrs Gaz, that's truly growing old gracefully!