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15k in bank, what best to do with it
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Old 16-02-2017, 14:31   #31
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Re: 15k in bank, what best to do with it

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Originally Posted by joglynne View Post
I too have put money into Premium Bonds. I never expect to win the jackpot but I have won at least 2 X 25 each year for several years and so far this year have won 1 X 50 and 1 X 25. Now I realise that I could also have won nothing at all but I was doing that on a yearly basis doing the lottery so at lest this way I still have my original stake and I feel as though I am still having a flutter.

I do win nothing regularly. Anyone heard of kuflink bridging, I'm thinking it looks like a pretty safe opportunity
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Old 16-02-2017, 18:45   #32
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Re: 15k in bank, what best to do with it

So hookers and cocaine are out, right ?

I'd drop it off the mortgage too
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Old 16-02-2017, 18:53   #33
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Re: 15k in bank, what best to do with it

Sorry, no mortgage here.
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Old 16-02-2017, 19:07   #34
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Re: 15k in bank, what best to do with it

You can always give it to me and ease your conscience.
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Old 16-02-2017, 19:44   #35
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Re: 15k in bank, what best to do with it

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You can always give it to me and ease your conscience.


I am more a deserving cause so give it to me.
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Old 17-02-2017, 11:08   #36
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Re: 15k in bank, what best to do with it

What about investing in gold/precious metals?
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Old 17-02-2017, 19:09   #37
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Re: 15k in bank, what best to do with it

I got another letter the other day telling me how my "savings" account interest is dropping even further than its already dreadful value.

With inflation higher than the interest rates already (and expected to hit 2.5% this year), I'm with Maggie, start spending it.

I've spent quite a bit on a bunch of work improving my house in the last two years (plus some nice holidays).
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Old 17-02-2017, 19:24   #38
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Re: 15k in bank, what best to do with it

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Originally Posted by Paul M View Post
I got another letter the other day telling me how my "savings" account interest is dropping even further than its already dreadful value.

With inflation higher than the interest rates already (and expected to hit 2.5% this year), I'm with Maggie, start spending it.

I've spent quite a bit on a bunch of work improving my house in the last two years (plus some nice holidays).
Putting value into your property has to be the best use of the money. I'm soon to be in receipt of an inheritance on the sale of another property and I intend to invest some of the proceeds in our own property.
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Old 17-02-2017, 20:08   #39
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Re: 15k in bank, what best to do with it

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Originally Posted by TheDaddy View Post
Anyone heard of kuflink bridging, I'm thinking it looks like a pretty safe opportunity
No one has used these guys then? Think I'll try them out with a few hundred and see what happens
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Old 17-02-2017, 20:34   #40
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Re: 15k in bank, what best to do with it

I was waiting for some more detail actually, let me know how it goes/what they do
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Old 17-02-2017, 21:12   #41
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Re: 15k in bank, what best to do with it

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I was waiting for some more detail actually, let me know how it goes/what they do
They're a bridging loan company, keep hearing them advertise and never heard anything bad about them and it offers a proper rate of return for your cash but not so much that it seems to good to be true.

http://www.moneysupermarket.com/loan...g-loans-guide/
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Old 19-02-2017, 21:35   #42
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Re: 15k in bank, what best to do with it

Speak to an independent financial advisor - they have the best unbiased advice.
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