Dave selling council houses (Just like Thatcher did)
13-03-2012, 17:17
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#16
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Re: Dave selling council houses (Just like Thatcher did)
Quote:
Originally Posted by Alan Fry
Why on earth is the government selling council homes a below-market place at times of cuts?
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I give in ,why?
would it be because they are part of a social and economic system that has failed perchance ?
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13-03-2012, 18:36
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#17
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Re: Dave selling council houses (Just like Thatcher did)
Oh Noes! Not the failed social and political system!
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13-03-2012, 20:01
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#18
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Re: Dave selling council houses (Just like Thatcher did)
Quote:
Originally Posted by Alan Fry
Why on earth is the government selling council homes a below-market place at times of cuts?
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Because these schemes, like part buy part rent, create inflation in the housing market so their hope is that they will make the money back through the house market.
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14-03-2012, 00:39
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#19
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Re: Dave selling council houses (Just like Thatcher did)
If this goes through, I would save up and buy this dive and then let it out to people at sky high prices and then sell it off after a few years. Quick buck for me!
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14-03-2012, 00:45
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#20
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Re: Dave selling council houses (Just like Thatcher did)
I am a bit confused, i'v lived in this council house since birth and i am currently paying rent (since 18), would the council know that i have lived here for so long?
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14-03-2012, 01:00
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#21
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Re: Dave selling council houses (Just like Thatcher did)
Quote:
Originally Posted by iFrankie
I am a bit confused, i'v lived in this council house since birth and i am currently paying rent (since 18), would the council know that i have lived here for so long?
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Yes they would however is your name on the tennancy?
Also, they are able to do security checks on you anyway just like a credit check, that is to stop fraud like to see if you own any property, as it is certainly against the terms of your tenancy to own a property whilst being in a council property.
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14-03-2012, 01:09
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#22
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Re: Dave selling council houses (Just like Thatcher did)
Quote:
Originally Posted by m419
Yes they would however is your name on the tennancy?
Also, they are able to do security checks on you anyway just like a credit check, that is to stop fraud like to see if you own any property, as it is certainly against the terms of your tenancy to own a property whilst being in a council property.
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See i get a bit confused, i pay rent because im a non dependent, when we get a letter from the council concerning rent payments and other things they are addressed in my step mums name and not mine, i would love love love to buy this house in the future.
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14-03-2012, 12:59
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#23
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Re: Dave selling council houses (Just like Thatcher did)
I tried to get our twins named on the rent agreement as they now pay part of the rent as non-dependants (but they shouldn't as they receive ESA "Income Related" but the council is adamant that they should whilst the DWP says they shouldn't).
If the tenancy was transferred to them, there would be no rent to pay as THEY are disabled and we would be non-dependants with nothing to pay as WE receive IS. A complicated rule that will no doubt be more complicated with UC.
By the way, the council told me that deductions for non-dependants are rising by around 50% from April 1st!!!
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14-03-2012, 13:33
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#24
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Re: Dave selling council houses (Just like Thatcher did)
I think that the government needs to rethink this plan
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14-03-2012, 13:47
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#25
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Re: Dave selling council houses (Just like Thatcher did)
Quote:
Originally Posted by heero_yuy
Why so negative?
If a small amount of discount, and in most cases this is nothing like the £75K that posters are moaning about, can be used to leverage a large investment from private sources e.g. Mortgages and the money is then invested in building new homes then surely this is a good thing for job prospects?
Thatcher's mistake was to let the moneys raised from housing sales be subsumed into the black hole of the Treasury instead of letting local authorities re-invest it in new housing stock as is the current plan.
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the problem is controls the finances if the council then they will filter X or all to ofset cuts . Lets not forget we only seeing round one of those cuts.
The other is value if you reduce the stock value so its nice number to entice a person who renting thus can afford to buy. How many homes can you build with labour/materials.
You realistically cant drop the value too low it destroys the income to rebuild enough houses not forgeting we already despare situation.
If we cant build 1 sold 5 new built ratio we in trouble. My fear though is the future creating market boom last thing we need right now. Also we pushing ourselves again fear people who clearly not in position to get mortage its boom or bust scenerio. Crazy have 95% mortage absolute nuts insane leaves no room for flexibilty in income/mortage rates.
They should make it law no more than 50% of income from starting a mortage. Might just smash the housing market back to reality.
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14-03-2012, 13:54
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#26
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Re: Dave selling council houses (Just like Thatcher did)
Quote:
Originally Posted by heero_yuy
Why so negative?
If a small amount of discount, and in most cases this is nothing like the £75K that posters are moaning about, can be used to leverage a large investment from private sources e.g. Mortgages and the money is then invested in building new homes then surely this is a good thing for job prospects?
Thatcher's mistake was to let the moneys raised from housing sales be subsumed into the black hole of the Treasury instead of letting local authorities re-invest it in new housing stock as is the current plan.
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On the face of it it's not a bad idea ,it's only when you start thinking about it that the holes in the plan start to appear .If the LA's will be relying on income raised to build new homes then we won't see any new investment for some years because they will want to be building small estates not the odd house here and there ,so to make that viable they would need to build 20-30 houses minimum which will mean that perhaps 30-40 houses must be sold to raise that money .Land may also be an issue in some LA's it all depends on how much of the land freed up from previous demolitions has been sold off or already re-developed
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14-03-2012, 13:58
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#27
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Re: Dave selling council houses (Just like Thatcher did)
Quote:
Originally Posted by Taf
By the way, the council told me that deductions for non-dependants are rising by around 50% from April 1st!!!
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It used to be £10.18 rising to £12.40 for council tenants.
£9.40 rising to £11.45 for private.
the average rise for a working non dependant is around £10 a week. which is quite a bit.
Aged 18 or over and in paid work:
Gross weekly income of £394 or more: £60.60 to £73.85
Gross weekly income of between £316 and £393.99: £55.20 to £67.25
Gross weekly income of between £238 and £315.99: £48.45 to £59.05
Gross weekly income of between £183 and £237.99: £29.60 to £36.10
Gross weekly income of between £124 and £182.99: £21.55 to £26.25
Gross weekly income of less than £122: £9.40 to £11.45
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14-03-2012, 14:57
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#28
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Re: Dave selling council houses (Just like Thatcher did)
Quote:
Originally Posted by iFrankie
See i get a bit confused, i pay rent because im a non dependent, when we get a letter from the council concerning rent payments and other things they are addressed in my step mums name and not mine, i would love love love to buy this house in the future.
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Make sure you do something, as if she passes away, they will claim that the property is under occupied and will try to get you out, the will of course look into moving you into a smaller property, most councils operate under a points bidding system, this is exactly what happened to me.
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14-03-2012, 15:15
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#29
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Re: Dave selling council houses (Just like Thatcher did)
Quote:
Originally Posted by m419
Make sure you do something, as if she passes away, they will claim that the property is under occupied and will try to get you out, the will of course look into moving you into a smaller property, most councils operate under a points bidding system, this is exactly what happened to me.
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Wouldn't they do that anyway. regardless of whether his name's on the tenancy?
I'd assume he's been living there long enough to count for something anyway.
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14-03-2012, 15:21
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#30
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Re: Dave selling council houses (Just like Thatcher did)
Quote:
Originally Posted by Gary L
Wouldn't they do that anyway. regardless of whether his name's on the tenancy?
I'd assume he's been living there long enough to count for something anyway.
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many councils have stopped the automatic right for children of deceased tenants to take over the tenancy .It happened quite a lot that 1 person would end up living in a big 3 bed house after his/her parents had died which goes against most councils housing policies
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