The Happy Thought Thread Part 4
25-04-2016, 17:49
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#11131
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Mum 15/08/46 - 30/09/20
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Re: The Happy Thought Thread Part 4
Quote:
Originally Posted by MarkC1984
Overjoyed. Years ago when I was very irresponsible with money, I let a debt build up. Today, the last repayment on the debt was made. Took me 3 years but I have cleared the debt. So pleased.
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I love being debt free, the closest I come is my credit card, but I pay that off monthly.
I have set a figure in my account say £3,000 and below that I'm in the red.
Its a great buffer which goes up as funds go up.
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STAY AT HOME: I found out that mum will never walk again as the coronavirus attacked her nervous system. She died on September 30th, wearing a mask and she still might be alive today.
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25-04-2016, 17:55
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#11132
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Re: The Happy Thought Thread Part 4
Quote:
Originally Posted by MarkC1984
Overjoyed. Years ago when I was very irresponsible with money, I let a debt build up. Today, the last repayment on the debt was made. Took me 3 years but I have cleared the debt. So pleased.
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That's excellent news Mark. 
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“The only lesson you can learn from history is that it repeats itself”
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26-04-2016, 10:17
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#11133
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Re: The Happy Thought Thread Part 4
Quote:
Originally Posted by MarkC1984
Overjoyed. Years ago when I was very irresponsible with money, I let a debt build up. Today, the last repayment on the debt was made. Took me 3 years but I have cleared the debt. So pleased.
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Excellent, always nice to be debt free and to keep it that way, if you have a dodgy credit rating(you can check) you should look into improving it.
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PSN: Snoopzster
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27-04-2016, 15:55
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#11134
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Re: The Happy Thought Thread Part 4
We were out earlier seeing the Royal Scot steam train 46100 and what a wonderful sight she is. 
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“The only lesson you can learn from history is that it repeats itself”
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27-04-2016, 21:35
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#11135
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Re: The Happy Thought Thread Part 4
Osem Jnr. has just won a high achievement scholarship which ought to ease his financial pain a little.
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27-04-2016, 21:49
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#11136
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Mum 15/08/46 - 30/09/20
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Re: The Happy Thought Thread Part 4
Quote:
Originally Posted by SnoopZ
Excellent, always nice to be debt free and to keep it that way, if you have a dodgy credit rating(you can check) you should look into improving it.
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My understanding is you need some debit to get a good rating.
i.e have a credit card and I pay it off everytime.
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STAY AT HOME: I found out that mum will never walk again as the coronavirus attacked her nervous system. She died on September 30th, wearing a mask and she still might be alive today.
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28-04-2016, 10:03
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#11137
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Re: The Happy Thought Thread Part 4
Quote:
Originally Posted by Hom3r
My understanding is you need some debit to get a good rating.
i.e have a credit card and I pay it off everytime.
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Mine also, it is a good idea to have a credit card and pay it off every month to build a good or clear a bad credit rating.
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28-04-2016, 10:16
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#11138
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Re: The Happy Thought Thread Part 4
A credit card is only a good idea if the user consistently pays it off each month as in the wrong hands it can have pretty bad consequences in my opinion.
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28-04-2016, 12:03
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#11139
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Re: The Happy Thought Thread Part 4
Quote:
Originally Posted by denphone
A credit card is only a good idea if the user consistently pays it off each month as in the wrong hands it can have pretty bad consequences in my opinion.
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Absolutely, there are alot of irresponsible people about when it comes to money.
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28-04-2016, 12:42
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#11140
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Re: The Happy Thought Thread Part 4
Quote:
Originally Posted by Osem
Osem Jnr. has just won a high achievement scholarship which ought to ease his financial pain a little. |
Excellent news Osem, give him our congratulations. Well Done young man.
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28-04-2016, 13:03
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#11141
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Re: The Happy Thought Thread Part 4
l can only echo those same thoughts.
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28-04-2016, 15:17
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#11142
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nashville
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Re: The Happy Thought Thread Part 4
Well Done Osem
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29-04-2016, 07:41
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#11143
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Re: The Happy Thought Thread Part 4
Quote:
Originally Posted by heero_yuy
Excellent news Osem, give him our congratulations. Well Done young man. |
Quote:
Originally Posted by denphone
l can only echo those same thoughts.
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Quote:
Originally Posted by nashville
Well Done Osem
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Cheers guys, it's actually worth quite a bit more than I thought - over £2k so it's going to be very helpful indeed.
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03-05-2016, 09:06
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#11144
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R.I.P.
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Re: The Happy Thought Thread Part 4
Indications are that I get to go home today - yay
Then back to my normal dialysis routine tomorrow.
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03-05-2016, 11:38
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#11145
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Re: The Happy Thought Thread Part 4
Quote:
Originally Posted by Osem
Osem Jnr. has just won a high achievement scholarship which ought to ease his financial pain a little. |
Excellent
---------- Post added at 11:38 ---------- Previous post was at 11:37 ----------
Quote:
Originally Posted by dilli-theclaw
Indications are that I get to go home today - yay
Then back to my normal dialysis routine tomorrow. |
Brilliant dilli, there really is no place like home take care
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