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Pensions - no wonder there are strikes
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Old 07-03-2012, 11:20   #31
Alan Fry
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Re: Pensions - no wonder there are strikes

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Originally Posted by martyh View Post
because not every company pays "large dividends" or large wages to executives .Indeed not every company have executives or even pays dividends .Do you even know why a company issues shares ?and do you know why shareholders get a dividend .....sometimes
You really have to start learning about the subject you choose to waffle about .
Whatever the case Final-Salary pensions for all is possible
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Old 07-03-2012, 11:36   #32
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Re: Pensions - no wonder there are strikes

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Originally Posted by Alan Fry View Post
Whatever the case Final-Salary pensions for all is possible
No it's not. How do smaller companies afford that ?
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Old 07-03-2012, 11:50   #33
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Re: Pensions - no wonder there are strikes

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Originally Posted by martyh View Post
No it's not. How do smaller companies afford that ?
Why don't you ask them yourself?
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Old 07-03-2012, 11:58   #34
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Re: Pensions - no wonder there are strikes

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Originally Posted by Alan Fry View Post
Why don't you ask them yourself?
I don't need to i am one
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Old 07-03-2012, 12:00   #35
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Re: Pensions - no wonder there are strikes

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Originally Posted by Alan Fry View Post
Why don't you ask them yourself?
You're the person claiming its possible. You tell us.
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Old 07-03-2012, 12:08   #36
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Re: Pensions - no wonder there are strikes

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Originally Posted by gazzae View Post
You're the person claiming its possible. You tell us.
Accept less profits and dividends
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Old 07-03-2012, 12:13   #37
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Re: Pensions - no wonder there are strikes

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Originally Posted by nomadking View Post
Where does it say in any OFFICIAL government plans or proposals that the age is definitely to be raised to 68? All that there seems to be is a plan to look at the age, taking into account things like the nature of the work.
If you want to keep the final salary scheme, you have to contribute more into it.
The plan is to make retirement age 68 for all. The firefighters retirement age will be 60, but as I keep saying, if you aren't fit enough to be operational at 59 (which most people won't be), then you can be sacked. And then you can't claim your pension until you are 68.
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Old 07-03-2012, 12:15   #38
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Re: Pensions - no wonder there are strikes

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Originally Posted by Alan Fry View Post
Accept less profits and dividends
So for a small business which makes say 100k profit. Two shareholders who pay themselves a salary of 50k and take say a dividend of 25k each. This leaves them with 50k which they put back into the business.

How exactly can they afford to pay a final salary pension for how every many employees?
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Old 07-03-2012, 12:15   #39
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Re: Pensions - no wonder there are strikes

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Originally Posted by Alan Fry View Post
Accept less profits and dividends
What dividends? .You have to realise that not every company issues shares .Small companies with maybe 10 employees will not issue shares and pay dividends and no way could they afford to contribute to pensions.
Why do think that people start companies Alan ?
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Old 07-03-2012, 12:22   #40
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Re: Pensions - no wonder there are strikes

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Originally Posted by gazzae View Post
So for a small business which makes say 100k profit. Two shareholders who pay themselves a salary of 50k and take say a dividend of 25k each. This leaves them with 50k which they put back into the business.

How exactly can they afford to pay a final salary pension for how every many employees?
They should get the extra money from the dividends
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Old 07-03-2012, 12:23   #41
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Re: Pensions - no wonder there are strikes

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Originally Posted by gazzae View Post
So for a small business which makes say 100k profit. Two shareholders who pay themselves a salary of 50k and take say a dividend of 25k each. This leaves them with 50k which they put back into the business.

How exactly can they afford to pay a final salary pension for how every many employees?
Because Alan thinks the owners should be paid a basic wage the same as everybody else .The owners may have spent all their own money starting the company ,they may keep 10 people in good productive employment but they are company owners so by default are the very Devil themselves .He fails to realise that not all company owners are rolling around in wads of cash ,in fact, in my experience many are deep in dept
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Old 07-03-2012, 12:23   #42
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Re: Pensions - no wonder there are strikes

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Originally Posted by Tim Deegan View Post
The plan is to make retirement age 68 for all. The firefighters retirement age will be 60, but as I keep saying, if you aren't fit enough to be operational at 59 (which most people won't be), then you can be sacked. And then you can't claim your pension until you are 68.
Sorry, your statement appears contradictory.

It appears to be stating "everyone will retire at 68, except firemen, who will retire at 60" - am I misunderstanding something?
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Old 07-03-2012, 12:24   #43
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Re: Pensions - no wonder there are strikes

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Originally Posted by Alan Fry View Post
They should get the extra money from the dividends
Again ......WHAT DIVIDENDS?
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Old 07-03-2012, 12:24   #44
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Re: Pensions - no wonder there are strikes

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Originally Posted by martyh View Post
What dividends? .You have to realise that not every company issues shares .Small companies with maybe 10 employees will not issue shares and pay dividends and no way could they afford to contribute to pensions.
Why do think that people start companies Alan ?
To make money, businesses small and large will have to accept less profits in the future
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Old 07-03-2012, 12:25   #45
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Re: Pensions - no wonder there are strikes

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Originally Posted by Alan Fry View Post
To make money, businesses small and large will have to accept less profits in the future
What if the company is at break even or making a loss?
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