Quote:
Originally Posted by danielf
Frankly, I find it hard to believe these are hypotheticals. You either don't pay charges at present which means you'd be stupid to move to an account that costs £14.50 a month, or you are paying charges. If the latter, you need to look at an arranged overdraft to avoid the charges, and look to reduce whatever is missing between your current balance and what you have left at the end of the month.
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Agree totally - that is exactly what an arranged overdraft is for, I can't see what the problem would be in having one.