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I have tried to read the small print but there dosent seem to be anything about animals in it but like you said they always seem to have a get out clause of something or another
The reason i havnt phoned is because when you call now all call are logged on a national database so as to catch unscrupulus people over claming for everything and always changing insurance companys.
But if it is something that you are covered for if you tell them i will tell them and then wait for him to eat some more as he is only a puppy and it is enevatable that he will do it again
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