The VM TOS states the following
Quote:
Talk 08 £2: Includes 250 minutes each month of direct dialled voice calls calls to UK numbers starting 0845 or 0870. You must keep your Talk 08 £2 package for at least 30 days. Available to Virgin Phone customers only. We reserve the right to vary the inclusive minutes within the Talk 08 £2 plan. We will publish these changes on our website, so check virginmedia.com/callingcosts regularly. The changes will take effect when posted on the website. Further terms and conditions apply, see virginmedia.com for details.
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Which numbers are you being charged for? If 0844 then you need the Talk 05 package