[gsw1]

Or you could sign up for a VOIP service like Sipgate which works well over Virgin's excellent cable broadband and make outgoing 0845 calls more cheaply. Their rates are better for overseas and some daytime calls too and there is no ongoing cost - just call costs paid £10 a time in advance which can last a while. You do also need a voip phone or adapter - like some of the Siemens Gigaset models (which also work as a normal cordless phone on the Virgin line).