[Anonymouse]

Yes, the link is current. The idea was dropped; perhaps someone had a brief attack of common sense. But now they're at it again...hence the thread title.

And it is not a service per se; we are doing the banks a favour by putting our money in there. The whole thing is - or should be - paid for by the staggering amount of interest they earn on our money. As far as I'm concerned, the "service" has been paid for, and is still being paid for - it is not free and never has been; like the NHS, it is only free at the point of delivery. This is capitalism out of control; the already obscene bonuses they're still getting are clearly not enough for them!

I wonder, though: if the OFT loses the case, are they all going to do it? It occurs to me that it would be good business sense for one bank to hold off on charging customers (if they can restrain their greed for just long enough...unlikely but possible) until all the others are doing it...then announce that they're not, and watch as the lemming rush of new customers begins. That's how I'd do it, anyway. Of course, the end result of that would be that they'd all jump on the bandwagon, and before they know where we are, we're back at the start again.

It's almost funny. Almost.