Thread: Is it worth changing creditcards?
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Old 30-10-2007, 17:30   #8
dragon
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Re: Is it worth changing creditcards?
Quote:
Originally Posted by SMHarman View Post
Then either you have a good credit and sensible credit utilisation which means that you should be able to get a card with lower interest, or you just accept that the 17%apr which you don't really get to worry about as you have a few £££ on there for a couple of months maybe is not worth the hassle of getting another card.
17% is high, but in general is a pretty normal APR. If you are transferring something longer term then the balance transfer rates come into being and again the fees on those make use of them for short term funding more questionable these days.
What are your concerns two cards leads to greater temptation. Sounds of things you might want to look at what your card offers and what could be better. You like the fraud guarantee. Don't most offer that these days and do you really use sites that would cause you to worry about it?
Would you be better with a cashback or points card?
Anyway...
Its not so much the fraud guarantee as the unfortunately some couriers seem unable to do a simple thing like deliver a parcel intact.
Or in some cases deliver it at all!
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