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Old 21-03-2011, 00:21   #13
danielf
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Re: Think Banking = Personal banking

Quote:
Originally Posted by sczoo19 View Post
Hmm didn't think of it that way, well I'll let you know how it goes at the moment to give you a wider picture.. I'm with Natwest at the moment and there Overdraft rate is just over £6 per day whilst your in the overdraft (this is unarranged, don't want an agreed overdraft)
I mounted this up say I was in it for a month (till I got paid again from work) and that would be £180 per month, plus anything they added on. They have offered me an overdraft anything up to £800 but I have declined it as like to see my money in credit as it were. This is when I researched with the guys at TB, got any other suggestions or do you think this is the right option? - thanks
Frankly, I find it hard to believe these are hypotheticals. You either don't pay charges at present which means you'd be stupid to move to an account that costs £14.50 a month, or you are paying charges. If the latter, you need to look at an arranged overdraft to avoid the charges, and look to reduce whatever is missing between your current balance and what you have left at the end of the month.
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