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Re: Nightmare
I know its too late to help you but advise for the future (or anyone else whos experenced something simmilar). As soon as something like this happens (after doing the emergency repairs (ie stop the water pooring out) ) the FIRST thing you should do is contact your home insurance provider. Typically they will authorise any work thats needed fairly quickly (as there not going to bee paying there usually quick at this). Then they will claim the money back from the traidsman's insurance (though the courts if nessary), with the ONLY cost to you being the initial exess (which you can claim back once your insurance company has settled the claim with the sub-contractor).
Just like if you have a car accident thats not your fault. You dont goto the party at fault for your repairs, you contact YOUR insurance company who then chases up the "at fault" policy holder on your behalf.
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