Quote:
Originally Posted by Kursk
It's possible to hypothesise ad infinitum.
What happens if a pedestrian steps out in front of a cyclist who is simply riding along? Should all pedestrians have insurance too as the potential perpetrator of accidents?
What about the lethal buggy owner who bashes your ankles and causes you to trip? Insurance?
What about wheelchair users? Are they insured? What if when crossing the road they cause an accident because they move less freely than the ambulant?
Do we need to insure all our kids who are the most unpredictable users of just about everything?
Does my neighbour need insurance in case he drops a paint pot on my head when he's up a ladder?
Insurance benefits the money men. Do you want them to be creaming in policy payments for occurences that seldom happen? We don't do things that way in the UK but we'll end up that way if we're stupid enough.
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Injuries aren't seldom at all
http://www.thetimes.co.uk/tto/public...cle3986796.ece
I'd have thought you'd be very keen to protect other more vulnerable road users, regardless of if their stupid, reckless, thoughtless, irresponsible behaviour causes collisions with cyclists