Quote:
Originally Posted by MarkC1984
Overjoyed. Years ago when I was very irresponsible with money, I let a debt build up. Today, the last repayment on the debt was made. Took me 3 years but I have cleared the debt. So pleased.
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I love being debt free, the closest I come is my credit card, but I pay that off monthly.
I have set a figure in my account say £3,000 and below that I'm in the red.
Its a great buffer which goes up as funds go up.