Car insurance

[Hom3r]

I'm looking at reolaceing my current car early next year, and it insurance group 12.

I've been looking at either an MR2 convertable (group 13), or a Jaguar XK8 (group 18)

Is there a way to find out roughly how much more there is cost wise between each group. I mean I can go to a insureance website, but I don't know the life history of the car (ie reg date, reg no.)

[Chris W]

the group is not the only thing that determines the price of insurance- if in your area there are more MR2s stolen than XK8s, then the premium for the MR2 will be bumped up, so the groups can only give you a rough idea.

Best way to get an estimate is to find a car for sale which is a similar spec/ age to what you are looking for (ebay or exchange and mart) whack the registration number into confused.com to get an idea of the price ranges for insurance

[gaffer_gump]

Have a look on autotrader (http://www.autotrader.co.uk/) for the type you want and write down the regs then just change the car details on the online insurance quote it will give you an idea..

[Jules]

Also they take into account how much it costs to repair the vehicle.

If you go to some were like Confused.com you can get a quote as long as you know the age and specs of the car you are thinking about buying, it will give you some idea

[budwieser]

I'm looking at reolaceing my current car early next year, and it insurance group 12.

I've been looking at either an MR2 convertable (group 13), or a Jaguar XK8 (group 18)

Is there a way to find out roughly how much more there is cost wise between each group. I mean I can go to a insureance website, but I don't know the life history of the car (ie reg date, reg no.)

Do yourself a big favour and stay away from the Jaguar!
Repair prices are crazy and that is what bumps up your insurance premium.
Toyota ain`t brilliant either.

[Wicked_and_Crazy]

you dont need the registration number etc to get a quote. Just pick a year and use the same year for both cars to get indicative quotes

[Nidge]

Do yourself a big favour and stay away from the Jaguar!
Repair prices are crazy and that is what bumps up your insurance premium.
Toyota ain`t brilliant either.


Toyota's aren't great? They'll be running long after all the other cars are on the scrap heap.

[budwieser]

Toyota's aren't great? They'll be running long after all the other cars are on the scrap heap.
Any Japanese car is better overall, thats what i meant although i didn`t make myself that clear on it.
Insurance wise, they will cost you a bit more to insure because of the repair costs.:)

[Enuff]

A friend of mine just called to tell me about an insurance company who have just knocked £500 off the quote he got from his existing insurance company.

I found that the quote I got from the autotrader site to be about £3 cheaper for me, but then, they dont give you free breakdown cover like ecar do :) www.ecarinsurance.co.uk

If anyone does get a quote from ecar, can they just pop back in here to let us know if they saved you any dosh?

Thanx :tu:

[gazzae]

Looks pretty good, about £100 cheaper than teh quote the AA gave me.

[Enuff]

Looks pretty good, about £100 cheaper than teh quote the AA gave me.
nice one gazzae ;)

[Jules]

I will get loved one to have a look at it later :tu:

[Chris W]

£180 more than i am currently paying for my insurance- plus they don't seem to give me the option to protect my no claims.

[gazzae]

£180 more than i am currently paying for my insurance- plus they don't seem to give me the option to protect my no claims.

If you have 5+ years then its protected FOC.

[Chris W]

If you have 5+ years then its protected FOC.

I have 4...and Direct Line protect it for me ;)

[Jules]

I think it said that it is protected for life no mater how many claims you make on it?

[gaffer_gump]

£130 cheaper for me + the cost of my RAC cover £60 ish

/me goes and digs out my current policy :)

---------- Post added at 17:01 ---------- Previous post was at 16:58 ----------

I thought they offered breakdown cover thrown in Gaffer?

Yeah, so it's £130 off the insurance and £60ish off the RAC, total £190 saved

[Enuff]

£130 cheaper for me + the cost of my RAC cover £60 ish

/me goes and digs out my current policy :)

---------- Post added at 17:01 ---------- Previous post was at 16:58 ----------



Yeah, so it's £130 off the insurance and £60ish off the RAC, total £190 savedwow, a nice saving :tu: :)