How do you obtain your Banking History [Archive]

budwieser

12-01-2011, 19:09

:dozey: How do you obtain your Banking History, I.E, All the loans that your bank may have made to you, credit cards supplied to you by the bank etc?
Also, Is it possible to have copies of the Loan/Card agreements also?
Thanks. :)

WooLLsterQ

12-01-2011, 20:36

Request them from your bank in writing, due to the Data Protection Act they can not refuse and they have a certain amount of time to get them to you. (Which i cant remember!)

Did mine a few years back for claiming back my bank charges.

budwieser

12-01-2011, 20:37

Request them from your bank in writing, due to the Data Protection Act they can not refuse and they have a certain amount of time to get them to you. (Which i cant remember!)

Did mine a few years back for claiming back my bank charges.

Thanks for that mate, thats what i`m after, claiming back the PPI. :)

WooLLsterQ

12-01-2011, 20:44

They sent them straight away, and then I used template letters off of www.moneysavingexpert.com to make the actual claim. The first letter they point blank refused, then www.moneysavingexpert.com has a second template so used that and they made me a offer which I accepted. :)

Paul

12-01-2011, 23:28

Remember the bank can make a charge for providing this information.

rogerdraig

12-01-2011, 23:57

should be a maximum of £10

and they have to provide it in an understandable format