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Originally Posted by etccarmageddon
that's blantantly immoral to be extorting £228 from someone in 3 weeks. the average person could be put in financial difficulty by it. the make money out of misery and exploiting the weak.
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I can't tell you how bad I felt during 2002-3.
There was a point that I had zero cash for so long that I forgot my pin number and that with earning £1500 from ntl.
On of the charges was £33 for refusing a bill when I was £8.00 overdrawn, this incurred a £6.00 charge for 15 days as I did not check my bank account assuming nothing had gone in or out. Then they hit me with a £25 charge for the over drawn period. That 1 mistake cost £148 for been a few quid overdrawn. They really did not help the situation.
---------- Post added at 22:22 ---------- Previous post was at 22:19 ----------
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Originally Posted by etccarmageddon
handyman, I'm with nationwide - transfer to it - the overdraft is free you only pay interest. you apply for it via the on line banking screen, over the years I have gradually increased my limit and it's now £8k.
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I can't transfer to another bank I have such a low credit record. Can't take advantage of any savings.
Yorkshire bank is part of Clydesdale bank which is in turn owned by National Australia bank group btw
According to the literature I got.
I think I'll look at the joint account tommorow but that mostly during my getting better period so won't amount to much.