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Originally Posted by orangebird
I really don't understand how someone doesn't know whether they've paid their bill or not... 
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My telewest direct debit once bounced, and I didnt know till about 2 weeks later because my latest bank statement hadn't arrived, and I didnt see any letters from the bank notifying me of this. The first I heard was when Telewest wrote to me, so I guess it sometimes can happen. Anyway I thought companies only take such action when you're more than one month behind, and then there is no reason I can see for not realising you are in such arrears.