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Originally Posted by Nikko
I have found that leaving £30-50,000 floating in your current account prevents any potentially embarrasing moments with your Bank.
I used to hate the petty arguments over the odd 20 grand overdraft, so I shoved 50 grand in and have no further probs.
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I think most people would find 20 grand to be a bit more then petty, and havent got 30grand to just put in their accounts.
Normally when I get paid by bank account girocredit it is in on midnight the day I get paid, usually would be a friday, 2am or 3am sounds unusual as its a computer doing the work.