Welcome to reality, love - we spend what we can afford, and if we can't afford it, we don't spend it (and don't moan about it).
A telling point (for me) in that article was her quote
My mother was lucky because my grandmother provided us with tin upon tin of home-made mince pies and a Christmas cake. I would love to bake, but I don’t have time
Strange - my wife works four day a week, but she still has time.