The most rediculous thing here is that when another agency start chasing this debt it'll probably be a partner company to WESCOT and because the company is owned by the same umbrella company and your non-chase agreement is with WESCOT they can quite legally do it.. As they'll know exactly how much you've paid WESCOT they'll then know how much they think they can fleece out of you
As I said a lot earlier once companies start taking responsibility for thier own debtors and the credit they hand out to such people the sooner these debt collecting scams will be a thing of the past
---------- Post added at 16:19 ---------- Previous post was at 16:12 ----------
Quote:
Originally Posted by Zee
ok so im f now? what do i do, because i have already made a payment of £15.
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First thing I would do is as others have said, go to the CAB and ask for advise...
BUT the only way of removing this debt if you can't pay the full amount is to go bankrupt (You will though still have to pay a reasonable amount to O2 but the debt will be cleared) BUT the bankruptcy will follow you on your credit report. It's not a decision to take lightly.
In the future advice to everyone is NEVER EVER speak to debt recovery agencies, instead speak to the original creditors and try to arrange via them the best course of action. If you can't follow thier payment plans then the above mentioned bankruptcy is the only way out to clear the debt..