Quote:
Originally Posted by Mr Angry
Do you have any proof that they agreed to settle for £275.00?
In fact do you have any proof that they were legally entitled to collect the debt?
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Well i got a letter 2 weeks ago saying that they were instructed by O2 to collect the debt of £1195.
So i got a letter today which says
Conformation of your repayment plan
Total balance to be repaid: £1040.08
Payment frequency: monthly
Amount of each repayment: £15.00
So i wasn't so comfortable with this so i called her up about 30 minutes ago and she said that its just how their system works, because if i dont make the payment in december then that will be the balance i will have to repay, but if i do make the payment in December then £260 is all i pay.
Should i call them up again and ask for a new letter detailing the exact payment plan that was offered to me?