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Old 06-05-2008, 06:41   #707
Xaccers
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Location: Milling around Milton Keynes
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Re: Reclaim Your Bank And Card Charges

Quote:
Originally Posted by newguy View Post
Thanks for the feedback Xaccers. After reading the moneysavingexpert site, I've now decided to try 'asking for a speedy settlement' under the sample Letter template section there.

Basically, if you want a speedy settlement, one tactic is to offer the bank the option of settling for a lower amount if it pays out now. How much lower depends on you, so I'm now trying that and if no joy then it's a case of logging the case with the courts.
Housemate tried that, she owed them £500 overdraft, they owed her £700 fees, she suggested they called it quits, they offered her £300, she said no, they said "Oh look, we've delayed enough so there's no point you taking us to court thankyouOFT, now, how about that £500?"
Nice HSBC, not.
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