Stung for £28 for cancelling

[Peter_]

Originally Posted by andy_m

I can't add anything to this thread in terms of discussion to what I've already said and I've no interest in keeping it alive for the sake of a circular argument with somebody who doesn't know his subject and bases his position on the entirely different circumstances surrounding the non payment of a traffic enforcement fine, so I'll leave it at that. OP, pay the £28!

I think you have made a mistake there as the debt was handed to a debt collection company and the same will apply to the £28 owing, and by the way it was not a traffic offence it was a council parking fine which is rather different.

[satellite-man]

Originally Posted by Peter_

So for £28 you would hide now that would be a truly sad state of affairs, but the electoral has no impact on your credit history as that is attached to the person not the property.

i didnt say to do it, i just said that theres ways around it & as has been said already how are they going to find you if you dont give them your new address ?

---------- Post added at 17:37 ---------- Previous post was at 17:36 ----------

Originally Posted by andy_m

My final word on this thread will be to repeat that I have never recommended at any time that somebody ignores their debts. On the contrary, my advice across several posts is that the OP pays what he owes.

I can't add anything to this thread in terms of discussion to what I've already said and I've no interest in keeping it alive for the sake of a circular argument with somebody who doesn't know his subject and bases his position on the entirely different circumstances surrounding the non payment of a traffic enforcement fine, so I'll leave it at that. OP, pay the £28!

agreed we're just repeating ourselves here

[Peter_]

Originally Posted by satellite-man

i didnt say to do it, i just said that theres ways around it & as has been said already how are they going to find you if you dont give them your new address ?

If you apply for credit then it would be against your name and giving you a bad credit rating, they should just pay it for peace of mind unless they feel they can live with a poor credit score.

[BenMcr]

Originally Posted by andy_m

Unless you give them your new address, how exactly will they chase you for that?

Virgin Media won't arrange a disconnection without a forwarding address

[cliffster]

Let's hear from someone that this has actually happened to!
At a previous address the virgin account was in my girlfriends name but the bills were settled from my account.
The relationship failed, she left so I phoned virgin and was told that I couldn't cancel as I wasn't the account holder.
'Don't worry' the chap said. 'just cancel the DD, and as we don't have a forwarding address for her that will be the end of it.'
Which is exactly what I did.
Received a letter to her name once a fortnight for a couple of months threatening extra charges, fines, disembowelment etc followed by a letter informing her that the debt had been passed to a credit collection agency. (I returned these marked 'not known at this address')
All this time I was receiving mailshots from virgin media to her name asking if she would like to sign up to virgin!
Virgins T&C are a one way street, we sign a binding 12 month contract which we can't quit or alter, yet virgin can change prices or services as the see fit?
My advice to the op?
Write a politely worded letter to virgin hq telling them where to stick their £28.
Sign up with Sky.

Cliff

[Peter_]

Originally Posted by cliffster

Let's hear from someone that this has actually happened to!
At a previous address the virgin account was in my girlfriends name but the bills were settled from my account.
The relationship failed, she left so I phoned virgin and was told that I couldn't cancel as I wasn't the account holder.
'Don't worry' the chap said. 'just cancel the DD, and as we don't have a forwarding address for her that will be the end of it.'
Which is exactly what I did.
Received a letter to her name once a fortnight for a couple of months threatening extra charges, fines, disembowelment etc followed by a letter informing her that the debt had been passed to a credit collection agency. (I returned these marked 'not known at this address')
All this time I was receiving mailshots from virgin media to her name asking if she would like to sign up to virgin!
Virgins T&C are a one way street, we sign a binding 12 month contract which we can't quit or alter, yet virgin can change prices or services as the see fit?
My advice to the op?
Write a politely worded letter to virgin hq telling them where to stick their £28.
Sign up with Sky.

Cliff

You cannot guarantee that the OP would not be chased for £28 so really that is bad advice.

[cliffster]

Peter, you are correct. I cannot guarantee that the op will not be chased, however unlikely, for £28.
But, I can guarantee that if he doesn't give a forwarding address, he won't be found.
Debt recovery agencys like soft targets, ones like your daughters boyfriend with an address to send the court summons to.
Without that they are stumped and they are very limited as to the methods they are allowed to use to re-aquire you.
It is a highly regulated buissiness, and for good reason.
regards

Cliff

[Peter_]

Originally Posted by cliffster

Peter, you are correct. I cannot guarantee that the op will not be chased, however unlikely, for £28.
But, I can guarantee that if he doesn't give a forwarding address, he won't be found.
Debt recovery agencys like soft targets, ones like your daughters boyfriend with an address to send the court summons to.
Without that they are stumped and they are very limited as to the methods they are allowed to use to re-aquire you.
It is a highly regulated buissiness, and for good reason.
regards

Cliff

The debt applies to the person and if one was applied then years down the road when then want to become a part of the real world it comes back to knock them down, now for the sake of £28 would anyone in their right mind want that.

I for one know that most people in the real world want a nice clean slate which keeps their credit score nice and high.

So rather pointless being an idiot and going off grid over such a piffling amount and anyone that advocates not paying does not have a clue regardless of how much they spout rubbish about laws and other dross.

[cliffster]

Easy way around that Pete, just buy everything 'cash on the barrelhead'.
Who knows, maybe Zaxx is a pseudonym for Paddy Docherty!

Regards.

Cliff.

[Peter_]

Originally Posted by cliffster

Easy way around that Pete, just buy everything 'cash on the barrelhead'.
Who knows, maybe Zaxx is a pseudonym for Paddy Docherty!

Regards.

Cliff.

As above to do that for a £28 debt you would truly have to be exceptionally stupid because you do need a credit history just to get a job nowadays.