dont go on holiday without holiday insurance
20-10-2005, 21:17
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#1
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Living a dream
Join Date: Jan 2005
Location: Swansea
Age: 51
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dont go on holiday without holiday insurance
i've just got back from holiday after a hospital extension of 3 weeks I got a look at the bill CYP£18,000  all I paid CYP£30  thank god for insurance
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20-10-2005, 21:26
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#2
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cf.mega poster
Join Date: Jan 2004
Age: 46
Posts: 1,771
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Re: dont go on holiday without holiday insurance
I tend to buy annual insurance for the whole family (4) costs about £100 pa for unlimited travel !
Hope you have recovered ok 
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20-10-2005, 21:27
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#3
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Gametag: Random Hom3r
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Re: dont go on holiday without holiday insurance
You still have to becareful even then,
On Watchdog (I think) A woman booked an adventure holiday skiing, snowboarding, bungey jumping, etc. Yes while skiing she broke here leg, spent several weeks in hospital. when she got home she found our the insurance that she took out effectively excluded adventure type holidays, she was luck the programme sorted it out for her
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20-10-2005, 21:34
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#4
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cf.mega poster
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Re: dont go on holiday without holiday insurance
Quote:
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Originally Posted by david.ewles
You still have to becareful even then,
On Watchdog (I think) A woman booked an adventure holiday
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Yea, I thought it was pretty obvious that adventure type holidays were excluded from normal insurance policies. !
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20-10-2005, 21:39
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#5
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Cable Forum Team
Join Date: Jun 2003
Age: 44
Posts: 11,714
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Re: dont go on holiday without holiday insurance
Absolutely vital that you ensure what you are going to do on holiday is covered. So many horror stories exist. A few weeks ago I posted a trhead about some scuba diver who went deeper than the policy allowed, and now has a massive bill for the treatment incurred, when the dive went wrong.
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20-10-2005, 21:54
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#6
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Gametag: Random Hom3r
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Re: dont go on holiday without holiday insurance
Quote:
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Originally Posted by aliferste
Yea, I thought it was pretty obvious that adventure type holidays were excluded from normal insurance policies. !
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she took out the insurance from the same company that she booked the holiday
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20-10-2005, 21:56
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#7
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cf.mega poster
Join Date: Jun 2005
Location: Peterborough
Posts: 4,564
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Re: dont go on holiday without holiday insurance
also make sure youve got an EU health card. (Replacement for the E111)
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20-10-2005, 22:38
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#8
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Hello !
Join Date: Mar 2004
Location: East Midlands
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Re: dont go on holiday without holiday insurance
Yeah the replacement E111 card is free and you can get a form for it at your local post office.
Definately helps you out.
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21-10-2005, 00:03
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#9
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Cable Forum Team
Join Date: Jun 2003
Age: 44
Posts: 11,714
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Re: dont go on holiday without holiday insurance
Quote:
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Originally Posted by david.ewles
she took out the insurance from the same company that she booked the holiday
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Always read the small print. Travel Company bundles holiday insurances will also have exclusions. Make sure whatever you do will stay within them.
Again I relate to scuba diving many policies limit only to 30m depth, which is fairly normal recreational diving limits. However I've been on holidays, where, irrespective of the diving qualifications, it's been very easy to go beyond that and void all cover.
Similar exclusions relate to most activities. I've been on windsurfing/dinghy sailing holidays. The policies say no racing. Yet what happens on the last day - lets have a "regatta", which oddly involved a race 
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21-10-2005, 08:27
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#10
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cf.mega poster
Join Date: Jun 2003
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Re: dont go on holiday without holiday insurance
Quote:
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Originally Posted by david.ewles
she took out the insurance from the same company that she booked the holiday
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Ahhhhh, now I see why she got it all paid for......numpty travel agents 
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21-10-2005, 09:32
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#11
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the terminator
Join Date: Jun 2003
Location: Warrington ntl:81304 Altitude: 12m (and falling)
Posts: 3,699
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Re: dont go on holiday without holiday insurance
If you are going on an active holiday then I can thouroughly recommend:
http://www.snowcard.co.uk/
They understand about 'doing things' and have different levels depending on your activity.
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