You are here: Home | Forum | Car Insurance Question
You are currently viewing our boards as a guest which gives you limited access to view most of the discussions, articles and other free features. By joining our Virgin Media community you will have full access to all discussions, be able to view and post threads, communicate privately with other members (PM), respond to polls, upload your own images/photos, and access many other special features. Registration is fast, simple and absolutely free so please join our community today.
I am about to apply for car insurance. The car I will be driving was previously my mothers but we are putting it in my name as I shall be becoming the main driver soon. When applying for insurance they ask the question 'when did you purchase the car?', do I put when we purchased the car or when the registration changed over? It makes upwards of £150 difference! Why would that matter such a great deal?
It would bee cheaper the longer you have owned it as you would bee more familiar with a car you have owned for 10 years as oppose to 1 day and so less likely to have an accident. alough your cast is quite unusual as you were familiar with the car before you owned it you will have to put the date the registration changed as should you have a claim and they notice a difference between the registration claim and the date you said you brought the car they may refuse to pay out.
It would bee cheaper the longer you have owned it as you would bee more familiar with a car you have owned for 10 years as oppose to 1 day and so less likely to have an accident. alough your cast is quite unusual as you were familiar with the car before you owned it you will have to put the date the registration changed as should you have a claim and they notice a difference between the registration claim and the date you said you brought the car they may refuse to pay out.
That's what I expected. Maybe I'll give them a ring and explain the situation.
That's what I expected. Maybe I'll give them a ring and explain the situation.
Don't explain the situation, you'll simply be playing right into their hands and they'll end up saying you can only have the more expensive option.
It's a family car so I'd assume you could simply put the purchase date down from when your Mother bought it. So when ringing them simply enquire about the cheapest quote and ask if it's ok to do so. That way I feel you'd get a more honest answer
__________________ FIFA is a non biased organisation appropriate for the governing of football at an international level, all it's powerful members are French, and in no way attempt to screw the England national team over at every opportunity.
Join CF
You are here: 
Frogger
Air Dodge
Aim & Fire
Bejeweled
Apple Shoot
7up Pinball
Light Saber
Moon Lander
