How can I pay a deposit safely
07-09-2011, 23:57
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#1
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Join Date: Sep 2006
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How can I pay a deposit safely
Putting a deposit down tomorrow on a car I am looking at. Its a private sale. But I cant afford it in full until 24th Sept.
The seller said he is happy to take a 20% deposit which is £230.
What would be the best way to do this and safety wise whats the best way
Any advice would be great.
Thanks
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08-09-2011, 02:25
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#2
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cf.mega poster
Join Date: Dec 2009
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Re: How can I pay a deposit safely
mini contract signed by yourselves and witnesses ?
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08-09-2011, 07:15
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#3
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Re: How can I pay a deposit safely
Post dated cheque.
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08-09-2011, 08:21
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#4
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cf.mega poster
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Re: How can I pay a deposit safely
Quote:
Originally Posted by LSainsbury
Post dated cheque.
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Which has no legal standing and if it's paid in before the date will be processed as normal.
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08-09-2011, 09:57
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#5
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Re: How can I pay a deposit safely
The answer is you probably could not absolutely guarantee safety with a private buyer (unless you knew them personally),as with a buisiness you would be able to use a credit card for a deposit which offers protection for anything over £100.
Best bet would be if you cannot pay for it all would be to see if you could borrow the money for a short while and take the car,as handing over a deposit to a private individual always carries a small risk i am afraid.
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08-09-2011, 21:59
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#6
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Join Date: Sep 2006
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Re: How can I pay a deposit safely
I agree and in the end backed out. I am however viewing a car tomorrow. If I like I will be leaving a deposit as its a business. Will be paying on my card to
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09-09-2011, 09:50
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#7
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Re: How can I pay a deposit safely
The garage where I am getting my new car doesn't accept cheques anymore, unless there's a week given to clear. They've been taken in and so only accept debit cards for deposits, credit cards by agreement and with an additional fee.
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09-09-2011, 09:57
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#8
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Cable Forum Team
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Re: How can I pay a deposit safely
The cheque guarantee scheme ended on 30 June this year, so even a small-ish cheque for a deposit can't be guaranteed to clear. That may be why the garage no longer accepts cheques. However the bank charges for businesses accepting cheques have gone up a lot in recent years and a lot of businesses had already stopped accepting them for that reason.
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09-09-2011, 20:08
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#9
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Join Date: Sep 2006
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Re: How can I pay a deposit safely
Well i put a deposit down with a garage. Lovely looking car to
Got an invoice and everything to prove i paid it plus my statement will show this as I paid by card.
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