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Mobile phone insurance
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Old 01-09-2011, 10:22   #1
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Mobile phone insurance

I have a £15pm contact that came with 3 months free insurance which is due to expire and will now cost £5.99pm.

I have had a PAYG mobile since they first come out and I have only lost one phone.

Is it worth it, or should I cancel the insurance and save £6?
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Old 01-09-2011, 10:30   #2
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Re: Mobile phone insurance

Quote:
Originally Posted by Hom3r View Post
I have a £15pm contact that came with 3 months free insurance which is due to expire and will now cost £5.99pm.

I have had a PAYG mobile since they first come out and I have only lost one phone.

Is it worth it, or should I cancel the insurance and save £6?
As that is just under £72 it depends on how much you pay for the phones you use so weigh up the cost difference and if it is only slight cancel and save the cash.
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Old 01-09-2011, 10:38   #3
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Re: Mobile phone insurance

If you have contents insurance on your house it may already cover mobiles.
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Old 01-09-2011, 10:52   #4
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Re: Mobile phone insurance

Good grief - that's more than my phone cost! Granted it's a very basic model (so basic, in fact, it apparently doesn't have an apostrophe key! ), but since I only ever use a phone as a phone, and since I hate the damn things anyway, it does everything I need - and it cost £10!

PAYG is the way to go - no hassle, and you can top up at an ATM; handy. Mind you, I don't top up the damn thing until I get a text from Orange saying the credit's dipped below £1...which only happens every two months or so, if that. It's never had more than £10 credit on it!
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Old 01-09-2011, 11:19   #5
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Re: Mobile phone insurance

You could also check your bank account as some types of accounts have mobile insurance with them?
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Old 01-09-2011, 13:15   #6
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Re: Mobile phone insurance

Quote:
Originally Posted by Hom3r View Post
I have a £15pm contact that came with 3 months free insurance which is due to expire and will now cost £5.99pm.

I have had a PAYG mobile since they first come out and I have only lost one phone.

Is it worth it, or should I cancel the insurance and save £6?
I would cancel the insurance as in all the time l have had Mobile phones not one has broken down.
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Old 01-09-2011, 15:26   #7
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Re: Mobile phone insurance

Quote:
Originally Posted by denphone View Post
I would cancel the insurance as in all the time l have had Mobile phones not one has broken down.
Den most mobile phone insurance does not cover faults, It is only loss or damage.
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