04-09-2010, 20:54
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#1
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cf.geek
Join Date: Mar 2007
Posts: 596
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Car Finance
Hi
I bought a car today, signing a credit agreement. However my parents have offered to pay for it and then I pay them back but without all the interest. Now, do I have to arrange the settlement value or would there be a cooling off period?
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04-09-2010, 20:58
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#2
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cf.mega poster
Join Date: Jan 2009
Location: newcastle upon tyne
Age: 47
Services: crappy sky+ tv
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Posts: 9,105
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Re: Car Finance
Quote:
Originally Posted by chris9991
Hi
I bought a car today, signing a credit agreement. However my parents have offered to pay for it and then I pay them back but without all the interest. Now, do I have to arrange the settlement value or would there be a cooling off period?
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as far as i am aware all credit agreements have a cooling of period 1-2 weeks
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"Give a man a fire and he's warm for the day, but set fire to him and he's warm for the rest of his life."
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04-09-2010, 21:10
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#3
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mallemaroking
Join Date: Jan 2010
Location: Edinburgh
Services: Sky Tv, sky broadband - since 22 June 2011..oh, and a phone
Posts: 1,817
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Re: Car Finance
After you sort that, start drawing up the adoption papers, I want to be their kid too 
"No, I am your father Luke skywalker"
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04-09-2010, 21:24
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#4
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cf.geek
Join Date: Mar 2007
Posts: 596
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Re: Car Finance
Quote:
Originally Posted by colin25
After you sort that, start drawing up the adoption papers, I want to be their kid too
"No, I am your father Luke skywalker" |
I'll see what I can do 
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05-09-2010, 00:18
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#5
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cf.mega poster
Join Date: Jun 2006
Location: Liverpool
Age: 34
Services: Sky+, Sky Broadband and Talk
Posts: 3,819
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Re: Car Finance
I think it could depend on where you signed the agreement. I once did something similar with a well known sofa company and tried to get out the deal the following day, they said because i'd signed on their property I had to take receipt of the goods and pay the finance 
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Life is a waste of time, time is a waste of life so spend your time getting wasted and you'll have the time of your life
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05-09-2010, 21:04
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#6
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Join Date: Aug 2007
Location: Sunny SouthEast
Services: VIP Pack
Posts: 580
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Re: Car Finance
Quote:
Originally Posted by superbiatch
I think it could depend on where you signed the agreement. I once did something similar with a well known sofa company and tried to get out the deal the following day, they said because i'd signed on their property I had to take receipt of the goods and pay the finance |
They was just playing you and just hoping you wouldn't check up on it, by english law revised in 1987 and re-revised in 2002 all company's that offer finance on any product must allow a cooling off period of 7 days minimum this was extended in 2002 to include all item bought over the internet
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