04-12-2009, 00:28
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#1
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cf.mega poster
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saving accounts
hi all what would you say is the best saving account im with ing and the interest keeps going down im put money in every month and more each time i used to get over 3 pounds then it went to 2 this month i only got 1.28 i been with ing over a year now
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04-12-2009, 06:58
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#2
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Anyone can play guitar
Join Date: Jun 2003
Location: London way
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Re: saving accounts
Quote:
Originally Posted by wwe
hi all what would you say is the best saving account im with ing and the interest keeps going down im put money in every month and more each time i used to get over 3 pounds then it went to 2 this month i only got 1.28 i been with ing over a year now
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with the interest rates so low, you're going to find it very hard to get a decent rate on your savings. I don't know how much you are putting in, but generally you would need to put in a lot each month to get a 'good' rate.
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04-12-2009, 08:53
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#3
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Posting with Cattitude.
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Re: saving accounts
Unless you are willing, and able, to tie your money up for at least 2 years the interest rates that are being offered at the moment are dreadful. 
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04-12-2009, 09:08
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#4
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cf.mega poster
Join Date: Apr 2004
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Re: saving accounts
If you are saving £25+ a month (but upto ~£250/m) on a regular basis, some of the regular savings accounts are offering 4% plus.
Have a look at http://www.moneysavingexpert.com/sav...vings-accounts
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04-12-2009, 10:06
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#5
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Re: saving accounts
HSBC are offering 3% at the moment on an ISA cash account which is tax free.
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04-12-2009, 10:21
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#6
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cf.mega poster
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Re: saving accounts
I moved my e-ISA to an establishment earlier in the year when when had a fixed rate for 6 months deal. Think is was about 4-6% which was very good for the time.
Now it's down to 0.20% (I kid you not) and I'm not getting a lot in interest at the moment.
Thing is though - it swings both ways - like most people we have a mortgage so the intrest on that is very low at the moment as well - can't have it both ways.
Tell you what wwe, just a buy us all a nice present each!!
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