Debt collector, any advice welcome!

[sk8er_boi6000]

Originally Posted by hokkers999

CCJ's don't stop you getting credit, they just make it more expensive. Unless you are bankrupt then there is always someone who will lend you money.

Fancy borrowing up to £8,500 even if your credit isn't perfect? Only 69.6% APR .

http://www.wfs.co.uk/

See my previous post regarding sending out letters that look like they come from court etc, that's illegal.

---------- Post added at 21:55 ---------- Previous post was at 21:54 ----------



Quite right, and as that is *my* job, I DO KNOW what I am talking about. And the LAST person you should consult is a solicitor, they know nothing about debt mitigation, it is a specialist finance function.

Sorry, that is what I meant to say, it is impossible to get credit from all but the very worst of lenders, but it is certainly a lot harder to get anything like Phones, Services, Credit Cards, Catalogues ETC.

[cookie_365]

True you shouldn't go to a general wills and conveyancing solicitor but there are plenty of solicitors who really do specialise in debt advice.

I think this news belongs here.

Bailiffs may get extra powers to enter homes

Ministers have been accused of threatening individual liberties over proposals that privately employed bailiffs should be given rights to physically remove debtors who try to prevent belongings from being seized. Bailiffs have been denied the right to break into homes for hundreds of years and the move is aimed at stopping debtors using tactics such as blocking the door to their home.

Link

[Chrysalis]

Originally Posted by Maggy J

With all due respect to the OP the best way to get some good advice is to CONSULT A SOLICITOR.

Anything said here maybe right but it also maybe so wrong.Go straight to an expert and pay them to handle it.

for £300? the soliitor would charge enough that even if you got them off your back you out of pocket.

To the OP I had a bailiff round my house waiting for me at 7am after work a few years back for a £45 debt. But that was for a speeding ticket so government related.

I would ask for proof of the debt, I have had debt collection agencies ask me for money a few times on bills I 'have' paid.

---------- Post added at 08:10 ---------- Previous post was at 08:07 ----------

Originally Posted by Enuff

I think this news belongs here.

Bailiffs may get extra powers to enter homes



Link

it works both ways of course, bailiffs employ tactics that allow them to pump up the debt for visits etc. and based from what I have seen on that bailiffs tv program they also illegally enter people's homes.