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Joint Bank Accounts Access to
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Old 19-11-2008, 09:35   #1
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Joint Bank Accounts Access to

Hi all

Is it possible to have a joint account with someone, where one person has full access ie can pay into and withdraw and recieves all correspodence whilst the other one can only pay into ???

Thanks for your time

Mike
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Old 19-11-2008, 09:35   #2
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Re: Joint Bank Accounts Access to

Anyone can pay into any bank account they like given the correct details
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Old 19-11-2008, 09:38   #3
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Re: Joint Bank Accounts Access to

As Graham says absolutely anyone can pay into an account, or just give them a deposit book if that's a problem...

Joint accounts normally though are on two levels

1# Either person can do a withdrawl/action the account
2# Both people have to give thier permission for any withdrawl/action
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Old 19-11-2008, 09:50   #4
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Re: Joint Bank Accounts Access to

This relates in the council insisting they pay housing benefit to a tenant. Tenant wants the landlord to be paid direct but council say no. So what happens now is council send cheque to tenant which goes into their current account which then eaten up as they are over drawn and rent payment is then delayed. They tried to open up a seperate rent account but bank said no.

Does this all makes sense ?

Hope so ....any ideas

Regards

Mike
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Old 19-11-2008, 09:54   #5
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Re: Joint Bank Accounts Access to

Tenants just open another account at different bank?

Most banks are obliged to offer basic accounts
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