travel insurance - tips wanted plz

heyyo · 02-07-2007, 10:32

i am planning a trip abroad next month (not in eu) and i was wondering whether its worth getting travel insurance... i want to get things like my laptop, watch, luggage, bank cards covered...if they go missing/stolen

can anyone reccomend a good company

thanks

danielf · 02-07-2007, 10:56

Quote:

Originally Posted by heyyo

i am planning a trip abroad next month (not in eu) and i was wondering whether its worth getting travel insurance... i want to get things like my laptop, watch, luggage, bank cards covered...if they go missing/stolen

can anyone reccomend a good company

thanks

Definitely get insurance. It's not just your possessions, but potential medical costs that you want insuring. If you were to end up in hospital abroad the costs could easily be far higher than the value of your luggage.

**Hugh** · 02-07-2007, 10:59

As Daniel said, definitely get insurance - try DirectLine or ASDA, I have always found them to be cost-effective and provide decent cover (cheapest is not always best for insurance).

Taf · 02-07-2007, 11:10

If you are liable to have more than one trip a year, definately go for an annual policy... it is certainly cheaper.

One word of warning though... if you have a pre-existing medical problem, let them know when asking about their policy.... they refused to pay out when had to cancel a holiday due to a flare-up of an illness I had had before.

LSainsbury · 02-07-2007, 12:31

I'ved used Columbus before but now I have insurance with my bank account...

**Hugh** · 02-07-2007, 12:33

Quote:

Originally Posted by lsainsbury

I'ved used Columbus before but now I have insurance with my bank account...

My bank offered that (if I went with a Premium Account), but the downside was that I had to pay for everything to do with the holiday (flights, accommodation) with the bank's debit/credit card, and I put all my large purchases on my BA Amex card to get the air miles.

LSainsbury · 02-07-2007, 12:57

Quote:

Originally Posted by foreverwar

My bank offered that (if I went with a Premium Account), but the downside was that I had to pay for everything to do with the holiday (flights, accommodation) with the bank's debit/credit card, and I put all my large purchases on my BA Amex card to get the air miles.

This is what we have. Plus all the other stuff we have for Ã‚Â£15 a month - it's a good deal!

lauzjp · 02-07-2007, 13:16

Don't some airlines refuse to let you fly if you don't have insurance?

alferret · 04-07-2007, 13:13

We use Direct travel. www.direct-travel.co.uk not the cheapest but very good value for the cover given.

RUSTY · 05-07-2007, 11:45

I use lloyds tsb free with current account, other choice would be co-op bank around Ã‚Â£15 a month. why? cause I`m over 65 and insurance for the usa is very expensive from the usual sources.

SMHarman · 05-07-2007, 18:10

Quote:

Originally Posted by heyyo

i am planning a trip abroad next month (not in eu) and i was wondering whether its worth getting travel insurance... i want to get things like my laptop, watch, luggage, bank cards covered...if they go missing/stolen

can anyone reccomend a good company

thanks

Most High Value items need to be covered on your home contents insurance as all risks, not on travel insurance.