Cheap car insurance?

09-02-2005, 21:21

Does anybody know of a cheap car insurance provider?

Tried www.elephant.co.uk, was quoted ÃƒÆ’Ã¢â‚¬Å¡Ãƒâ€šÃ‚Â£3,000 third party

. ÃƒÆ’Ã¢â‚¬Å¡Ãƒâ€šÃ‚Â£4,800 for comp. I only earn ÃƒÆ’Ã¢â‚¬Å¡Ãƒâ€šÃ‚Â£3,800 from my part time job!

printerman · 09-02-2005, 21:26

Personally i use tesco....they have been the cheapest i've ever had. I did have a golf 2.0 GTi. P reg..i was 28 and had it two years. Cost me ÃƒÆ’Ã¢â‚¬Å¡Ãƒâ€šÃ‚Â£330 fully comp but i guess thats due to my age and lots of no claims (touch wood!). I gave up the boy racer car and bought a brand new 1.3 getz....now about ÃƒÆ’Ã¢â‚¬Å¡Ãƒâ€šÃ‚Â£195 fully comp......

**Maggy J** · 09-02-2005, 21:28

Quote:

Originally Posted by Diamond

Does anybody know what a cheap car insurance provider?

Tried www.elephant.co.uk, was quoted ÃƒÆ’Ã¢â‚¬Å¡Ãƒâ€šÃ‚Â£3,000 third party

. ÃƒÆ’Ã¢â‚¬Å¡Ãƒâ€šÃ‚Â£4,800 for comp. I only earn ÃƒÆ’Ã¢â‚¬Å¡Ãƒâ€šÃ‚Â£3,800 from my part time job!

And you with the name Diamond ask this question.No of course you have to be female to use Diamond insurance.

**Chris** · 09-02-2005, 21:36

Quote:

Originally Posted by Diamond

Does anybody know what a cheap car insurance provider?

Tried www.elephant.co.uk, was quoted ÃƒÆ’Ã¢â‚¬Å¡Ãƒâ€šÃ‚Â£3,000 third party

. ÃƒÆ’Ã¢â‚¬Å¡Ãƒâ€šÃ‚Â£4,800 for comp. I only earn ÃƒÆ’Ã¢â‚¬Å¡Ãƒâ€šÃ‚Â£3,800 from my part time job!

A quote like that basically means the company isn't interested in insuring the likes of you (i.e. a young driver). You ought to be able to get a much better quote than that, but be warned, it'll still be steep, and you will still get penalised for your age right up until your 25th birthday.

You can try all the usual direct insurers - Norwich Union, Direct Line and Churchill for starters - or, given your circumstances, it might be simpler to just get a broker to do the searching for you. AA and RAC car insurance are brokers rather than direct sellers.

Chimaera · 09-02-2005, 21:39

Try Confused.com , my daughter has had similar problems but she got a resonable quote from them with 2 different companies for the past 2 years.
I am with Direct Line , they have been the cheapest for me for a couple of years, and I have protected ncd and Class 1 business use too.

09-02-2005, 21:40

Try getting a policy in your name but add one o your parents on to it. It can reduce the premium
__________________

Quote:

Originally Posted by Chimaera

they have been the cheapest for me for a couple of years, and I have protected ncd and Class 1 business use too.

kerb crawler?

09-02-2005, 21:40

Thanks everyone

Chimaera · 09-02-2005, 21:42

Quote:

Originally Posted by gary_580

kerb crawler?

Nah - I work for the Council! Don't think that's one of the services they offer - yet!

Shaun · 09-02-2005, 21:46

moneysupermarket.com also have a comparison page for motor insurance

punky · 09-02-2005, 21:53

Wow... What kind of car/record have you got? If you have a particularly powerful/exclusive car or a really bad record, you will do best checking the speciality ads in the back of Max Power and Top Gear

For standard companies More Than and Admiral are about the same, and very cheap. Worth checking out.

Steve H · 09-02-2005, 21:57

What car have you got?

Hope you havn't been stupid and got a car before checking the insurance out???

Anyway, do pass plus... NU offer up to a 50 % discount with it.

09-02-2005, 21:59

Quote:

Originally Posted by Steve H

What car have you got?

Hope you havn't been stupid and got a car before checking the insurance out???

Anyway, do pass plus... NU offer up to a 50 % discount with it.

pffttttttttt NU and their Indian Call Centre

swoop101 · 09-02-2005, 22:01

http://www.its4me.com/

I got them through swinton and they saved me ÃƒÆ’Ã¢â‚¬Å¡Ãƒâ€šÃ‚Â£200

09-02-2005, 22:26

It's only a Renault Clio 1996 and I don't even have a full license yet, never mind any offences!

The quote which I mentioned above was calculated on the basis that I do pass plus aswell

.

Trying confused.com atm, quote not come through yet...
__________________

Couldn't give me a quote as I stated I don't own the car as yet.

Raistlin · 09-02-2005, 22:38

Quote:

Originally Posted by Diamond

It's only a Renault Clio 1996 and I don't even have a full license yet, never mind any offences!

And that's your problem, even though they might be quoting you on the basis that you will pass your test (and your pass plus) you will almost certainly find that you get a better quote once you have actually passed.

Car insurance is a real pain in the arris though, I know - I had an accident 2 days before my first year's NCD was due, completely screwed my insurance for the next few years.

Noting what you've said above, I actually found that Elephant provided me with the cheapest quote by far when I changed car last year (they beat Tesco by about ÃƒÆ’Ã¢â‚¬Å¡Ãƒâ€šÃ‚Â£150!).

I know it's bad now but once you hit 25 and you've got a couple of years NCD under your belt it will come down dramatically!