Home Insurance...online where can i get?

[heyyo]

Which is the best home insurance available that i can subscribe online/call....etc
looking for a reasonable priced one...

thanks

[andygrif]

Well i guess it all depends on what you need. I have a specialist home insurance as I live in a thatched cottage, but I've heard many people talk well of Tesco and Direct Line. I think that E-Sure do home insurance too (I have my motor policy with them and they have been very good so far).

[Shaun]

try www.moneysupermarket.com and www.moneysavingexpert.com

a lot of companies give you fixed cover now for building and contents (eg Churchill) and its way over the top of what you need, however it is a good deal.

Try Esure as they give you the level of cover that you request.

[bob_a_builder]

Posted this before elsewhere but ...

For house and contents, pop along to www.easycover.com, fill in all the details, you'll get a lot of quotes back, most will be around the same level, but for me 2 years running now, the quote from the Ashdown Partnership has always come out way below the others , with better cover than some of the big boys

eg for comparison just done a 'unravelit.com' quick quote for the same cover came out at £400+, via Ashdown £250

[cityhunter]

Just incase you didnt know a lot of the insurance companies are owned by other insurance companies.

I used to work for RBS insurance which owns: -
RBS insurance
Natwest insurance
UKI
Churchill
and many others!

RBS runs tesco and virgin insurance also.

Norwich union are much the same interms of owning other companies.

If you still need help, pm me and Ill give you the lowdown on home insurance and what you need and what to look out for!

[heyyo]

ave pmed u thanks

[SMHarman]

www.confused.com

Populates most of the online insurers to save you doing it.

[SMHarman]

Originally Posted by gary_580

a lot of companies give you fixed cover now for building and contents (eg Churchill) and its way over the top of what you need, however it is a good deal.

Try Esure as they give you the level of cover that you request.

Often not as over the top as you think. If you take a pad of paper (or a laptop and spreadsheet) and walk around your house room to room listing everything in the room and a sensible replacement value you would be suprised how much you own.
Sofas, Rugs, Furniture, Books, Software, PCs, Printers, DVD, TV, Clothes, beds, Pictures, home insurance is ultimately designed to cover you for the worst case of your home burning down and leaving you with nothing. Make sure your content is well covered.
If it is not the company when they send an assesor round for any large claim (say a burglary) can argue you are underinsured and pro rate the claim. So say you had £3000 of PC and AV gear stolen and your policy had a 30k content limit, the assesor might argue that your contents are worth 40k and only pay out 30/40ths of the £3000 (less excess).