House and Personal inurance

[Caspar]

ok, time to renew my insurances

Can anyone recommend good places to take out house (content and building) and personal life insurance.

[Nugget]

It depends on how much cover etc you want.

Mrs Nug and I have got the contents / home insurance with Abbey, and we pay about 36 quid a month for the combined one (that was the cheapest we were quoted) for up to around £30 000 on contents (can't remember how it works on buildings).

We've also got our personal insurance with Norwich Union (through Tesco) and our combined payment is about 11 quid a month (including the fact that I'm down as a smoker).

Both of them do us alright but, again, it depends on whether it's just you / level of cover etc.

HTH

[Chris]

Personal life I can't advise, as we have it bundled with our (gulp) endowment policy. However, we did quite well out of Direct Line for home (building and contents). Buy online for a discount, and if you have any other Direct Line policy, you will get a further 'loyalty' discount for your first year.

[Bishop]

Originally Posted by Caspar

ok, time to renew my insurances

Can anyone recommend good places to take out house (content and building) and personal life insurance.

Take a look at Endsleigh they gave me a good deal, so they said

probably never pay out anything if anything happens - but there you are

[Caspar]

I pay about £40 pm for personal insurance and about £40 for house, can't remember the specific details tho.

I'll check those companies out, thanks

[Bishop]

Originally Posted by Caspar

I pay about £40 pm for personal insurance and about £40 for house, can't remember the specific details tho.

I'll check those companies out, thanks

good luck

it seems to me that there is a fine line between bookies and insurance companies - our local bank closed down and got replaced by a bookies office

[Bifta]

Originally Posted by Bishop

Take a look at Endsleigh they gave me a good deal, so they said

probably never pay out anything if anything happens - but there you are

Whatever you do avoid "Abbey" (nothing to do with Abbey National), I moved house and went into their office and gave them details of the new address, as it turned out they neglected to do the change of address leaving me uninsured on my property for a year (without me even knowing), they then sent a policy renewal notice to my old address, obviously never got a reply and cancelled it, ar$eholes!

Anyway, I've now moved to Endsleigh, I'm insured for the guts of 50 grand (just for contents) + another 10 grand for my computer equipment, which includes accidental damage with only a 50 pound excess, it's a bit more expensive, round about £14 a month but worth it.

[Mr_love_monkey]

My household is with IF, costs about 30 a month.
Went for them since I liked the way they work their contents insurance. Basically you have unlimited contents insurance, so you never need to worry about not having enough cover - and there is something like a limit on items of about 2k each, which works quite well I think

[Caspar]

Looking at IF.com it looks like you have to be a mortage customer before being able to take advantage of their insurance and assurance products.

[Mr_love_monkey]

Ah, sorry, didn't realise....

Try visiting http://www.unravelit.com/

It lets you compare many providers to see who can offer the best rates.

[SMHarman]

Abbey National does unlimited contents in the price, also allows you to drop the excess right down and does good cover away from the home.

My Abbey policy home buildings and contents is about £66 a month with all risk (globally) and specified Jewelry and cameras. They are pretty good on settling claims too.

Life policies, do you mean death cover

http://www.thisismoney.com/moneyshop...ance_home.html

http://www.thisismoney.com/moneyshop...ance_life.html

This is money has some good guides on this.

[orangebird]

Originally Posted by Bifta

Whatever you do avoid "Abbey" (nothing to do with Abbey National), I moved house and went into their office and gave them details of the new address, as it turned out they neglected to do the change of address leaving me uninsured on my property for a year (without me even knowing), they then sent a policy renewal notice to my old address, obviously never got a reply and cancelled it, ar$eholes!

Anyway, I've now moved to Endsleigh, I'm insured for the guts of 50 grand (just for contents) + another 10 grand for my computer equipment, which includes accidental damage with only a 50 pound excess, it's a bit more expensive, round about £14 a month but worth it.

I'm with Endsleigh for my house contents and car insurance. Haven't had to claim anything on the house, but have for the car and got top notch service.

[Marge]

Originally Posted by orangebird

have for the car and got top notch service.

I'm just waiting for the bloke comments now

[orangebird]

Originally Posted by Debsy42

I'm just waiting for the bloke comments now

Well, before they start, I had an unfortunate meeting with a deer.