Reclaim Your Bank And Card Charges - Page 45

TheDaddy · 20-10-2007, 20:19

Quote:

Originally Posted by Mr Angry

They would simply tell you:

"Sorry son, you're out of time"

or

"Sorry son, we're under no obligation to address your claim as not only are you out of time but we have a dispensation due to the pending legal review which that awfully nice chap Mr Angry told you about".

Either way you lose.

Are all banks covered by that Mr A or just those involved in the test case?

**Matt D** · 20-10-2007, 21:58

Seems rather unfair that the greedy scumbags can use the test case as an excuse to tell people to sod off, yet *they* can quite happily continue to fleece us in the meantime.

If claims are on hold due to waiting for the outcome of the test case, surely charges should also be on hold until the outcome of the test case?

TheDaddy · 20-10-2007, 22:17

Quote:

Originally Posted by Matt D

Seems rather unfair that the greedy scumbags can use the test case as an excuse to tell people to sod off, yet *they* can quite happily continue to fleece us in the meantime.

If claims are on hold due to waiting for the outcome of the test case, surely charges should also be on hold until the outcome of the test case?

Which is why I said they should still have taken note of his claim, in fact I believe the FSA ordered them to, even though they don't have to act on it until the outcome of the test case is known

Mr Angry · 21-10-2007, 00:34

Quote:

Originally Posted by Matt D

Seems rather unfair that the greedy scumbags can use the test case as an excuse to tell people to sod off, yet *they* can quite happily continue to fleece us in the meantime.

If claims are on hold due to waiting for the outcome of the test case, surely charges should also be on hold until the outcome of the test case?

Well, unfortunately a certain individual thought it best to put his ego ahead of consumer rights and an established tenet of contract law in order to make a name for himself in legal circles.

The end result is the stalemate that consumers now find themselves in and the banks having "won" a case which was prosecuted more in an attempt to feed said ego than to assert an already established legal precedent.

Pia · 23-10-2007, 00:26

Barclays are still charging £30 for you going over your overdraft i notice...

Actually, i went over mine not long ago by a few quid, they added a £30 charge, then a direct debit went out the next day and i hadn't been online to check my account- anyway Barclays had transferred the amount i was over from another of my accounts, leaving me only the £30 charge over my overdraft. Never known them to do that before!
And they sent me a letter to say it was to "help me avoid further charges".

Nice of them

Or they could just NOT charge £30 once a day for a max of 3 days per month for me going £5 over my overdraft, meh.

monkey2468 · 15-11-2007, 11:45

Bit of good news from the OFT.

http://news.bbc.co.uk/1/hi/business/7095907.stm

**Maggy J** · 15-01-2008, 19:01

Bank charges court test delayed.

I don't know why as no reason has been given in the article.

http://news.bbc.co.uk/1/hi/business/7190215.stm

**Kevin T** · 15-01-2008, 19:25

Quote:

Originally Posted by Incognitas

Bank charges court test delayed.

I don't know why as no reason has been given in the article.

http://news.bbc.co.uk/1/hi/business/7190215.stm

I think the Judge is too busy or has been committed...

Quote:

The case had been set to begin on Wednesday but the judge's commitments mean it has been postponed.

Chrysalis · 16-01-2008, 03:12

judge in the banks pockets?

Shaun · 16-01-2008, 13:07

Quote:

Originally Posted by Chrysalis

judge in the banks pockets?

The cynic in me does wonder if the relevant authority's will be poking around in their finances.

anewhope · 16-01-2008, 13:49

Quote:

Originally Posted by Matt D

Seems rather unfair that the greedy scumbags can use the test case as an excuse to tell people to sod off, yet *they* can quite happily continue to fleece us in the meantime.

If claims are on hold due to waiting for the outcome of the test case, surely charges should also be on hold until the outcome of the test case?

The case has the potential to go on for years. Imagine if people were running their accounts poorly and the banks came out on top, you could ruin some one by backdating them all!

info4u · 20-02-2008, 14:50

Im currently dealing with Alliance & Leicester who have charged me £120.00 for an £8.89 over draft on New years Day then to miss advise me and cause another over draft to occure taking the total to £220.00

So far they are yet to respond on the complaint logged on the 26th Jan

Just waiting until the 26th Next month if I dont hear from them the FSA will be notified for breaching the FSA principles

Principle 6: Treating Customers Fairly

As well as 3 others

Becuase there not part of the test trial they think there excluded however there is contractual laws involved also where Im happy to drag them through the small claims court if I must to make an example out of them

newguy · 21-02-2008, 23:48

Hi all,

Just sending the 2nd letter tomorrow asking for the charges back. I heard from my other half, that she heard from a bank employee that the banks are not paying out at the moment. The cases will be frozen and no doubt of the appeal, if they loose and fingers crossed, it shall mean a further delay perhaps. I don't know how true this is but thought I'd let you know, as it could be rumours inside that bank office. Then again maybe not.

Is it true that at the moment no payments are been made at all by the banks?

Marge · 21-02-2008, 23:52

Loads of info here http://news.bbc.co.uk/1/hi/business/7230466.stm

newguy · 23-02-2008, 20:44

Thanks for this Marge.

Quote:

Originally Posted by Marge

Loads of info here http://news.bbc.co.uk/1/hi/business/7230466.stm