Reclaim Your Bank And Card Charges

[lauzjp]

Originally Posted by Chimaera

I saw on the front page of the Daily Mail today that banks are closing customer's accounts if they ask for charges to be refunded, so it looks like it may have already started.
I've sent 4 letters off to various financial institutions today on behalf of a friend, asking for charges to be refunded, so watch this space! None of those accounts are 'active' now but are part of an 'informal agreement' made via the CCCS, so it will be interesting to see what the bank does with that!

seeing as the cccs is funded by the credit industry, I wonder if they are going to encourage people to claim back bank charges...

[Shaun]

I'd hope they're independant but you never know.

http://www.moneysavingexpert.com/cgi...41050760,24632,

The above is a great articel by Martin Lewis :yu:

[greencreeper]

Reading the success/failure thread on the MSE site, Abbey seems to be the main one that likes to play tough. Abbey are my bank

[Pia]

Sooooooo they're getting big on shutting accounts down now?

I wanted to claim my bank account charges but not if they're gonna shut my account down, i'll only be able to get a basic one now

[bopdude]

Originally Posted by greencreeper

Reading the success/failure thread on the MSE site, Abbey seems to be the main one that likes to play tough. Abbey are my bank

Same problem here, I'll be moving house in the next week or so, so I'll wait untill then to set the ball rolling, save the hassle of address changes etc etc

[Mr Angry]

Folks, it's really quite simple.

Before you make your claim open another bank account as a parachute.

[Shaun]

Originally Posted by Pia

Sooooooo they're getting big on shutting accounts down now?

I wanted to claim my bank account charges but not if they're gonna shut my account down, i'll only be able to get a basic one now

Try HSBC (assuming they're not your current bank), they're pretty good about giving current accounts out

[Pia]

Originally Posted by Shaun

Try HSBC (assuming they're not your current bank), they're pretty good about giving current accounts out

I'm with Barclays now, thanks Shaun i'll try it.

[Shaun]

Barclays are IMO one of the worse - don't they charge by the day rather than by the item?

[Chimaera]

Originally Posted by Shaun

Barclays are IMO one of the worse - don't they charge by the day rather than by the item?

Yes - they do - and make threats of sending baliffs to people totally unconnected with the account holder!

[Shaun]

I had an account with them for about 3 months but had a blazing argument with a memeber of staff in a packed branch here in Leicester when they refused to give me more than £50 in one day.

The guy couldn't understand why them not letting me have MY MONEY was a problem!

Never again.

[Pia]

They charge £30 a day, but they don't charge more than 3 times in one month if i remember rightly.

[Mr Angry]

Originally Posted by Pia

They charge £30 a day, but they don't charge more than 3 times in one month if i remember rightly.

That's "very big" of them.

[Pia]

Originally Posted by Mr Angry

That's "very big" of them.

I know, i got a £30 charge the other day because of a direct debit taking me over my limit, even though i had cancelled this direct debit (EDF Energy) 3 or 4 times already, but the nice bloke from Barclays said it was on my account as newly set up, each time. So i have to get them to pay for the charge, EDF said they were ringing me, and as you might have guessed, i've had no call.

[Mr Angry]

Originally Posted by Pia

I know, i got a £30 charge the other day because of a direct debit taking me over my limit, even though i had cancelled this direct debit (EDF Energy) 3 or 4 times already, but the nice bloke from Barclays said it was on my account as newly set up, each time. So i have to get them to pay for the charge, EDF said they were ringing me, and as you might have guessed, i've had no call.

Who is "them"?