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Originally Posted by skyblueheroes
Or you could try to not incur any bank charges and not have to go through this.
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Not always possible. I went overdrawn once (without an overdraft) not so long back and got charged £20 for going overdrawn, plus £30 as it was a DD that took me overdrawn (it was only by about £8).
On top of that, my bank has been charging me at least £20 a month for going overdrawn because their £20 charge made me overdrawn each month
So I got stuck in a nastly loop, as paying my bills didn't leave enough in my account to pay their charge, but they took it anyway.
Also, the other month, I phoned ntl up and paid my bill with my debit card, and it got approved, as I had enough money in my account. Then, a couple of weeks later, I got a letter from ntl saying that my bank had not paid it. The reason was... My bank had took their charges out AFTER my payment to ntl was approved.
I'm only just about getting sorted from that.
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Still waiting for NatWest to action the SAR.
