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They're at it again!
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Old 20-03-2012, 23:44   #16
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Re: They're at it again!

Quote:
Originally Posted by idi banashapan View Post
what about those who bank with internet banks such as Cahoot or Egg?
what about them ?
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Old 20-03-2012, 23:52   #17
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Re: They're at it again!

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Originally Posted by Anonymouse View Post
The banks, that is. Link:

Don't they ever learn?! How many more times is this going to come up?
Have you seen business banking charges? Welcome to my world
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Old 21-03-2012, 07:52   #18
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Re: They're at it again!

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Originally Posted by idi banashapan View Post
what about those who bank with internet banks such as Cahoot or Egg?
Good point
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Old 21-03-2012, 08:27   #19
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Re: They're at it again!

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Originally Posted by idi banashapan View Post
what about those who bank with internet banks such as Cahoot or Egg?
Well you could just go into the branch of the bank that owns the firms just as you can now

first direct - HSBC, cahoot - CO-OP (i think), Egg - barclays
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Old 21-03-2012, 08:39   #20
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Re: They're at it again!

Some good could come of this. Say all the banks brought in charges for withdrawals, direct debits etc, it would be massively unpopular but if they all do it, we'll have no option but to put up with it.

The time would then be ripe for an up-and-coming financial institution to start up and offer free banking. It may cost them to do so but if marketed in ways similar to how Branson does things, I can see millions of people using them. The other banks would lose customers by the bucketload and I'm sure that sort of loss will make them reconsider their charges.

I might be a bit too ambitious with this idea but in times of unpopular financial decisions if someone can be seen as a financial saviour, who knows?
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Old 21-03-2012, 09:59   #21
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Re: They're at it again!

Quote:
Originally Posted by Ramrod View Post
Have you seen business banking charges? Welcome to my world
Exactly: I get charged for actually DEPOSITING money in my business account by any means let alone actually paying out to anybody.

I hate banks, they're just greedy parasites on society. I heard that the markup on bank transactions, the profit compared to the actual cost of providing the service, is 40%! Compare that to typical supermarkets at around 5%. No wonder there's fat bonuses payed out: They're bleeding the rest of the country dry.
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Old 21-03-2012, 10:13   #22
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Re: They're at it again!

I swear the banks are operating a cartel...which I thought was illegal.
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Old 21-03-2012, 12:06   #23
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Re: They're at it again!

Quote:
Originally Posted by Maggy J View Post
I swear the banks are operating a cartel...which I thought was illegal.
sadly the banks own our ass they know it world withouth banks you just cant imagine.

Like said sure this revenge to people oposing there bonuses.

You know wish banking system used unique user account codes to allow people to switch so easily they dont have to go arround changing the direct debits as its unique number to you.

We have sort codes to branches then banking accounts number to that bank. Maybe the banking system needs changing to move it to next level of ease of transfer.

Its quite ballache changing banks they know it.
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Old 21-03-2012, 13:20   #24
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Re: They're at it again!

i'm not defending the banks however the Express report does say
Quote:
Lesley McLeod of the British Bankers’ Association, said: “None of our members have indicated that they intend to end free banking. However, it would be only fair to say there are a variety of other value-added accounts now being offered where you pay extra.”
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Old 21-03-2012, 13:28   #25
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Re: They're at it again!

Quote:
Originally Posted by Ramrod View Post
Have you seen business banking charges? Welcome to my world
When I was young, my parents owned a newsagents. A very profitable one, as we were the only shop allowed to sell papers in the New Covent Garden Market (the one at nine elms, not the public one near The Strand)

We used to bank 10s of thousands of pounds a week, and it used to wind my dad up something chronic that the bank (the Midland, as it was) charged us a lot of money for the privilege of giving them our hard earned cash.
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Old 21-03-2012, 13:33   #26
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Re: They're at it again!

This might sound very stupid question we all know where bank charges come from they make a bank profits right.

The problem lies where does interest derive from. We say banks earn our interest makes them millions but surely these our syphoned off charges.
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